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Current 2024 Annual Rates per $1,000

GL1 & SL1 Rates - $25,000-$149,000
Insured Age Member or Spouse Non-Smoker Member or Spouse Smoker
Under 20 $0.56 $0.72
20-24 $0.64 $0.84
25-29 $0.69 $0.89
30-34 $0.75 $0.98
35-39 $0.95 $1.23
40-44 $1.40 $1.83
45-49 $2.17 $2.82
50-54 $3.38 $4.40
55-59 $5.51 $7.16
60-64 $8.29 $10.78
 65-69 $12.55 $16.32
 70-74 $10.04 $13.05
GL2 & SL2 Rates - $150,000-$249,000*
Insured Age Member or Spouse Non-Smoker Member or Spouse Smoker
Under 20 $0.53 $0.69
20-24 $0.61 $0.79
25-29 $0.66 $0.86
30-34 $0.71 $0.92
35-39 $0.91 $1.18
40-44 $1.34 $1.75
45-49 $2.08 $2.70
50-54 $3.23 $4.20
55-59 $5.27 $6.85
60-64 $7.93 $10.30
65-69 $12.01 $15.61
70-74 $10.04 $13.05
GL3 & SL3 Rates - $250,000-$500,000*
Insured Age Member or Spouse Non-Smoker Member or Spouse Smoker
Under 20 $0.52 $0.68
20-24 $0.60 $0.77
25-29 $0.63 $0.83
30-34 $0.68 $0.89
35-39 $0.89 $1.15
40-44 $1.31 $1.70
45-49 $2.00 $2.60
50-54 $3.13 $4.07
55-59 $5.09 $6.61
60-64 $7.65 $9.95
 65-69 $11.61 $15.09
 70-74 $20.08 $13.05

The amount that will be billed for the July 1 premium is $292.50 ($585.00 divided by 2)
The premium amount is guaranteed not to change for 10 full years.

Premium Payments

Your Premiums will be due semi annually, each January and July 1. If coverage is effective on a due date other than a premium due date, your premium invoice will be pro-rated from your effective date to the next semi-annual premium due date.

Rates after the first 10 years may be changed by New York Life on any premium due date and on any date which benefits are changed, but only on a class wide basis. A class is a group of people with the same age and gender.

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Phone: 800-223-1147  Fax: 469-417-1675 Email: irvcustomerservice@amwins.com

New York Life Insurance Company is licensed / authorized to transact business in all of the 50 United States, the District of Columbia, Puerto rico and Canada.  However, not all group plans it underwrites are available in all jurisdictions.  Please check the Plan details sections for current availability.  New York Life Insurance Company's state of domicile is New York, NAIC #66915.  Aon Consulting, Inc., the broker in CA Aon Benefit and Insurance Services of New Jersey License #0747600. AR Insurance License #17852416 and California Insurance License #0M64685.