The Auto/Homeowners is detailed on this Web Site. For information about this product please click the specific product link to view information about this program.

The Traditional Group Term Life Insurance Plan has been in effect since 1977. New York Life Insurance Company (NY, NY 10010) is the underwriter for the Traditional Term Life, 10 Year Level Term, 20 Year Level Term, Accidental Death & Dismemberment and Disability Income plans. New York Life has received among the highest ratings for financial strength from the some of the insurance industry's principal rating organizations: A.M. Best (A++), Standard & Poors(AAA), Moody’s Investors Service (Aaa) and Fitch ratings (AAA) for financial strength. The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc., is the underwriter for the Excess Major Medical Program. The A++ rating from A.M. Best reflects United States Life's superior overall financial strength and operating performance when compared to A.M. Best's  standards. This is A.M. Best's highest rating.

Through its insurance brokerage and distribution resources Aon Consulting, a division of Aon Corporation (Chicago, IL) makes these insurance programs available for Alumni of Columbia University.

Described on the following pages are the many valuable features of these Insurance Programs. Alumni and where applicable their spouses and dependents, can apply for Group Insurance at competitive group rates. Physical exams are generally not required for most Insurance Programs (issuance of a Certificate of Insurance or payment of benefits may depend upon the answers given in the application and the truthfulness thereof) and no sales person will call or write. All services are provided to applicants and insureds through the Plan Administrator’s dedicated toll-free phone number (800-223-1147) and customer service staff.

Please review the valuable features, competitive group rates and convenient application process described on the following pages using the links on the left side of the page. In the event of any conflict between the information provided on the Web Site and the Master Group Policy, the provisions of the Master Group Policy will apply.

* Source: Third party Rating Reports (as of 3/17/09)